{"id":13673,"date":"2026-05-20T12:44:22","date_gmt":"2026-05-20T04:44:22","guid":{"rendered":"https:\/\/www.rippa.com\/?p=13673"},"modified":"2026-05-20T13:11:23","modified_gmt":"2026-05-20T05:11:23","slug":"najam-mini-bagera-naspram-kupnje-sto-je-financijski-isplativije-2","status":"publish","type":"post","link":"https:\/\/rippa.com\/hr\/mini-excavator-rental-vs-purchase-which-makes-financial-sense-2\/","title":{"rendered":"Najam mini bagera naspram kupnje \u2013 \u0161to je financijski isplativije?"},"content":{"rendered":"

Kratki odgovor: Trebate li unajmiti ili kupiti mini bager?<\/span><\/h3>\n
\n\n\n\n\n\n\n\n\n
Va\u0161a godi\u0161nja potro\u0161nja<\/span><\/th>\nPreporuka<\/span><\/th>\nZa\u0161to<\/span><\/th>\n<\/tr>\n<\/thead>\n
Manje od 10 dana godi\u0161nje<\/span><\/td>\nNajam<\/span><\/td>\nJeftinije od vlasni\u0161tva, bez odr\u017eavanja<\/span><\/td>\n<\/tr>\n
10\u201320 dana godi\u0161nje<\/span><\/td>\nKupiti rabljeno<\/span><\/td>\nOmjer tro\u0161kova i prakti\u010dnosti<\/span><\/td>\n<\/tr>\n
20\u201350 dana godi\u0161nje<\/span><\/td>\nKupi novo<\/span><\/td>\nU\u0161tede u radu opravdavaju kupnju.<\/span><\/td>\n<\/tr>\n
50+ dana godi\u0161nje<\/span><\/td>\nDefinitivno kupi<\/span><\/td>\nIznajmljivanje bi ko\u0161talo 2\u20133 puta vi\u0161e od kupovne cijene.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Pravilo od 20 dana:<\/span>\u00a0Ako \u0107ete mini bager koristiti vi\u0161e od 20 dana godi\u0161nje, kupnja je gotovo uvijek jeftinija od najma tijekom petogodi\u0161njeg razdoblja.<\/span><\/span><\/p>\n

\"\"<\/p>\n

1. Trenutne cijene najma (2026)<\/span><\/h3>\n
\n\n\n\n\n\n\n\n
Veli\u010dina stroja<\/span><\/th>\nDnevna cijena<\/span><\/th>\nTjedna cijena (5 dana)<\/span><\/th>\nMjese\u010dna stopa<\/span><\/th>\n<\/tr>\n<\/thead>\n
1,0\u20131,5 tona<\/span><\/td>\n250\u2013<\/span>250\u2013<\/span><\/span><\/span><\/span>350<\/span><\/span><\/td>\n800\u2013<\/span>800\u2013<\/span><\/span><\/span><\/span>1,200<\/span><\/span><\/td>\n2.500\u2013<\/span>2<\/span>,<\/span>500\u2013<\/span><\/span><\/span><\/span>3,500<\/span><\/span><\/td>\n<\/tr>\n
1,5\u20132,5 tone<\/span><\/td>\n350\u2013<\/span>350\u2013<\/span><\/span><\/span><\/span>450<\/span><\/span><\/td>\n1.200\u2013<\/span>1<\/span>,<\/span>200\u2013<\/span><\/span><\/span><\/span>1,800<\/span><\/span><\/td>\n3.500\u2013<\/span>3<\/span>,<\/span>500\u2013<\/span><\/span><\/span><\/span>5,000<\/span><\/span><\/td>\n<\/tr>\n
2,5\u20134,0 tone<\/span><\/td>\n450\u2013<\/span>450\u2013<\/span><\/span><\/span><\/span>600<\/span><\/span><\/td>\n1.800\u2013<\/span>1<\/span>,<\/span>800\u2013<\/span><\/span><\/span><\/span>2,500<\/span><\/span><\/td>\n5.000\u2013<\/span>5<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>7,000<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Dodatni tro\u0161kovi najma:<\/span><\/span><\/p>\n

    \n
  • \n

    Dostava\/preuzimanje:\u00a0<\/span>sto\u2013<\/span>sto\u2013<\/span><\/span><\/span><\/span>300 u jednom smjeru<\/span><\/span><\/p>\n<\/li>\n

  • \n

    Osiguranje:\u00a0<\/span>petnaest\u2013<\/span>petnaest\u2013<\/span><\/span><\/span><\/span>50 po danu<\/span><\/span><\/p>\n<\/li>\n

  • \n

    Gorivo: Vi pla\u0107ate (vra\u0107ate puno)<\/span><\/p>\n<\/li>\n

  • \n

    Prilozi:\u00a0<\/span>pedeset\u2013<\/span>pedeset\u2013<\/span><\/span><\/span><\/span>150 po danu dodatno<\/span><\/span><\/p>\n<\/li>\n<\/ul>\n

    Skriveni tro\u0161kovi najma:<\/span><\/span><\/p>\n

      \n
    • \n

      Vrijeme preuzimanja i vra\u0107anja (2\u20134 sata po najmu)<\/span><\/p>\n<\/li>\n

    • \n

      Stroj mo\u017eda nije dobro odr\u017eavan.<\/span><\/p>\n<\/li>\n

    • \n

      Ograni\u010dena dostupnost tijekom vr\u0161nih sezona<\/span><\/p>\n<\/li>\n

    • \n

      Svaki put druga ma\u0161ina (nova krivulja u\u010denja)<\/span><\/p>\n<\/li>\n<\/ul>\n

      2. Tro\u0161kovi kupnje (2026)<\/span><\/h3>\n
      \n\n\n\n\n\n\n\n\n\n\n\n
      Model<\/span><\/th>\nNovi cjenovni rang<\/span><\/th>\nRaspon cijena rabljenih (3\u20135 godina)<\/span><\/th>\n<\/tr>\n<\/thead>\n
      R319<\/span><\/td>\n12.000\u2013<\/span>12<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>15,000<\/span><\/span><\/td>\n8.000\u2013<\/span>8<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>11,000<\/span><\/span><\/td>\n<\/tr>\n
      R13<\/span><\/td>\n13.000\u2013<\/span>13<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>17,000<\/span><\/span><\/td>\n9.000\u2013<\/span>9<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>12,000<\/span><\/span><\/td>\n<\/tr>\n
      R15<\/span><\/td>\n22.000\u2013<\/span>22<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>28,000<\/span><\/span><\/td>\n14.000\u2013<\/span>14<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>18,000<\/span><\/span><\/td>\n<\/tr>\n
      R322L<\/span><\/td>\n26.000\u2013<\/span>26<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>32,000<\/span><\/span><\/td>\n16.000\u2013<\/span>16<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>22,000<\/span><\/span><\/td>\n<\/tr>\n
      R18<\/span><\/td>\n26.000\u2013<\/span>26<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>32,000<\/span><\/span><\/td>\n16.000\u2013<\/span>16<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>22,000<\/span><\/span><\/td>\n<\/tr>\n
      R330<\/span><\/td>\n28.000\u2013<\/span>28<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>38,000<\/span><\/span><\/td>\n18.000\u2013<\/span>18<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>25,000<\/span><\/span><\/td>\n<\/tr>\n
      R350<\/span><\/td>\n38.000\u2013<\/span>38<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>48,000<\/span><\/span><\/td>\n25.000\u2013<\/span>25<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>32,000<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

      Tro\u0161kovi kupnje izvan stroja:<\/span><\/span><\/p>\n

        \n
      • \n

        Trailer:\u00a0<\/span>1.500\u2013<\/span>1<\/span>,<\/span>500\u2013<\/span><\/span><\/span><\/span>6.000 (ako ga nemate)<\/span><\/span><\/p>\n<\/li>\n

      • \n

        Prilozi:\u00a0<\/span>dvije tisu\u0107e<\/span>2<\/span>,<\/span>000\u2013<\/span><\/span><\/span><\/span>5.000 za osnovni set<\/span><\/span><\/p>\n<\/li>\n

      • \n

        Dostava:\u00a0<\/span>300\u2013<\/span>300\u2013<\/span><\/span><\/span><\/span>1,500<\/span><\/span><\/p>\n<\/li>\n

      • \n

        Porez na promet: 0\u201310% od kupovne cijene<\/span><\/p>\n<\/li>\n<\/ul>\n

        3. Petogodi\u0161nja usporedba tro\u0161kova<\/span><\/h3>\n

        Scenarij 1: Lagana upotreba (10 dana godi\u0161nje)<\/span><\/span><\/p>\n

        \n\n\n\n\n\n\n\n\n\n
        Cjenovni faktor<\/span><\/th>\nNajam<\/span><\/th>\nKupi novo<\/span><\/th>\nKupiti rabljeno<\/span><\/th>\n<\/tr>\n<\/thead>\n
        Godi\u0161nji tro\u0161ak najma (10 dana po $400)<\/span><\/td>\n$4,000<\/span><\/td>\n\u2014<\/span><\/td>\n\u2014<\/span><\/td>\n<\/tr>\n
        Kupovna cijena<\/span><\/td>\n\u2014<\/span><\/td>\n$25,000<\/span><\/td>\n$16,000<\/span><\/td>\n<\/tr>\n
        Godi\u0161nji operativni tro\u0161ak<\/span><\/td>\n\u2014<\/span><\/td>\n$600<\/span><\/td>\n$800<\/span><\/td>\n<\/tr>\n
        Vrijednost pri preprodaji nakon 5 godina<\/span><\/td>\n\u2014<\/span><\/td>\n\u2013$12.500<\/span><\/td>\n\u2013$8,000<\/span><\/td>\n<\/tr>\n
        Ukupni tro\u0161ak za 5 godina<\/span><\/span><\/td>\n$20,000<\/span><\/span><\/td>\n$16,100<\/span><\/span><\/td>\n$12,800<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

        Pobjednik: Kupite rabljeno<\/span>\u00a0\u2013 \u0161tedi $7,200 u usporedbi s najmom<\/span><\/span><\/p>\n

        Scenarij 2: Umjerena upotreba (20 dana godi\u0161nje)<\/span><\/span><\/p>\n

        \n\n\n\n\n\n\n\n\n\n
        Cjenovni faktor<\/span><\/th>\nNajam<\/span><\/th>\nKupi novo<\/span><\/th>\nKupiti rabljeno<\/span><\/th>\n<\/tr>\n<\/thead>\n
        Godi\u0161nji tro\u0161ak najma (20 dana po $400)<\/span><\/td>\n$8,000<\/span><\/td>\n\u2014<\/span><\/td>\n\u2014<\/span><\/td>\n<\/tr>\n
        Kupovna cijena<\/span><\/td>\n\u2014<\/span><\/td>\n$25,000<\/span><\/td>\n$16,000<\/span><\/td>\n<\/tr>\n
        Godi\u0161nji operativni tro\u0161ak<\/span><\/td>\n\u2014<\/span><\/td>\n$600<\/span><\/td>\n$800<\/span><\/td>\n<\/tr>\n
        Vrijednost pri preprodaji nakon 5 godina<\/span><\/td>\n\u2014<\/span><\/td>\n\u2013$12.500<\/span><\/td>\n\u2013$8,000<\/span><\/td>\n<\/tr>\n
        Ukupni tro\u0161ak za 5 godina<\/span><\/span><\/td>\n$40,000<\/span><\/span><\/td>\n$16,100<\/span><\/span><\/td>\n$12,800<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

        Pobjednik: Kupite novo ili rabljeno<\/span>\u00a0\u2013 ili \u0161tedi $23,000+ u usporedbi s najamom<\/span><\/span><\/p>\n

        Scenarij 3: \u010cesta upotreba (50 dana godi\u0161nje)<\/span><\/span><\/p>\n

        \n\n\n\n\n\n\n\n\n\n
        Cjenovni faktor<\/span><\/th>\nNajam<\/span><\/th>\nKupi novo<\/span><\/th>\nKupiti rabljeno<\/span><\/th>\n<\/tr>\n<\/thead>\n
        Godi\u0161nji tro\u0161ak najma (50 dana po $400)<\/span><\/td>\n$20,000<\/span><\/td>\n\u2014<\/span><\/td>\n\u2014<\/span><\/td>\n<\/tr>\n
        Kupovna cijena<\/span><\/td>\n\u2014<\/span><\/td>\n$25,000<\/span><\/td>\n$16,000<\/span><\/td>\n<\/tr>\n
        Godi\u0161nji operativni tro\u0161ak<\/span><\/td>\n\u2014<\/span><\/td>\n$600<\/span><\/td>\n$800<\/span><\/td>\n<\/tr>\n
        Vrijednost pri preprodaji nakon 5 godina<\/span><\/td>\n\u2014<\/span><\/td>\n\u2013$12.500<\/span><\/td>\n\u2013$8,000<\/span><\/td>\n<\/tr>\n
        Ukupni tro\u0161ak za 5 godina<\/span><\/span><\/td>\n$100,000<\/span><\/span><\/td>\n$16,100<\/span><\/span><\/td>\n$12,800<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

        Pobjednik: Kupite<\/span>\u00a0\u2013 \u0161tedi $83,000+ u usporedbi s najmom tijekom 5 godina<\/span><\/span><\/p>\n

        Klju\u010dni uvid:<\/span>\u00a0\u0160to vi\u0161e koristite stroj, to su u\u0161tede od vlasni\u0161tva dramati\u010dnije.<\/span><\/span><\/p>\n

        \"\"<\/p>\n

        4. Primjeri iz stvarnog svijeta<\/span><\/h3>\n

        Primjer 1: Vlasnik ku\u0107e s posjedom od 2 akra<\/span><\/span><\/p>\n